Re-publishing this article in the wake of the murder of the UnitedHealth Care CEO in New York this week. Authorities found the words “delay” and “deny” written on the bullets that killed the CEO — words that describe insurer tactics to avoid paying claims. UnitedHealthCare has the biggest share of so-called “Medicare Advantage” enrollment at 29% in 2024, up from 20% in 2010, according the Kaiser Family Foundation, which focuses on major health care issues in the U.S.
At this time of year, ads hawking “Medicare Advantage” plans flood every possible media outlet, imploring seniors to call 1-800 numbers for “free Medicare evaluations” where brokers can sign them up for Medicare Advantage (MA) plans. MA plans are also called Part C plans, which offer premiums for private insurance plans that cost less than traditional Medicare plans while also offering freebies like vision screenings, dental cleanings, gym memberships and a monthly allowance to spend on drugstore merchandise.
These plans definitely sound alluring, but beware.