Category: Corruption

What’s wrong with “Medicare Advantage” plans?

Frame from a TV ad by a local agency that sells Medicare Advantage plans

Re-publishing this article in the wake of the murder of the UnitedHealth Care CEO in New York this week. Authorities found the words “delay” and “deny” written on the bullets that killed the CEO — words that describe insurer tactics to avoid paying claims. UnitedHealthCare has the biggest share of so-called “Medicare Advantage” enrollment at 29% in 2024, up from 20% in 2010, according the Kaiser Family Foundation, which focuses on major health care issues in the U.S. 

At this time of year, ads hawking “Medicare Advantage” plans flood every possible media outlet, imploring seniors to call 1-800 numbers for “free Medicare evaluations” where brokers can sign them up for Medicare Advantage (MA) plans. MA plans are also called Part C plans, which offer premiums for private insurance plans that cost less than traditional Medicare plans while also offering freebies like vision screenings, dental cleanings, gym memberships and a monthly allowance to spend on drugstore merchandise.

These plans definitely sound alluring, but beware.

CO Ethics Commission to resume investigating 3 ethics complaints against Tina Peters

“I don’t belong here. I haven’t broken any laws,” says Tina, who continues to do internet shows from Mesa County Jail. (Screenshot: Rumble.com)

If you need some good news at a time when Americans have embraced racism, misogyny, vindictiveness, sexual abuse, large-scale fraud, corruption and grift as acceptable behaviors in their incoming commander-in-chief, here’s it is:

On November 25, 2024, the Colorado Independent Ethics Commission (IEC) voted to resume investigating Tina Peters (pdf) for multiple ethics charges filed against her while she was County Clerk, and not let her off the hook as a result of committing even worse crimes that landed her in prison.

Take-aways from Tina’s trial

Tina on Bannon’s War Room the morning after a Mesa County jury convicted her of 4 felonies and 3 misdemeanor counts related to her election tampering case.

Tina Peters’ criminal trial finally played out this past week, three years after she was accused of engaging in multiple felonies as Mesa County Clerk. The trial is being live-streamed by KREX, and you can watch it whenever Court is in session. The link to watch it is here, but if you haven’t tuned in yet, you’ve missed most of it. The prosecution and defense rested their cases Friday, August 9. Monday will bring closing arguments and jury instructions before the jury is sent to deliberate Tina’s fate. The judge said he thought the remaining phases of trial would likely be completed by noon on Monday, August 12.

Lots of information was presented at the trial, much of which the public hasn’t known about before, and most of it quite damning to Tina. Here are some of the biggest take-aways from the trial this week:

Defrauded by a dealership and can’t afford to sue? There’s another way to get compensation: Make a claim against the dealership’s surety bond.

Did you buy a vehicle from a local dealership only to find out later you were defrauded in some way? Can’t afford an attorney to help?

Fortunately, there’s another, completely unpublicized way car buyers can get compensation for a fraudulent deal committed by a dealership.

Surety bonds

Colorado law requires every licensed motor vehicle dealer to carry a surety bond. The bond is meant to protect customers from fraudulent business practices.

Trump “Jail Time” billboard goes live June 1, visible on Broadway bridge heading west towards Redlands

Graphic by MadDogPac.com and used with permission.

The above billboard goes live June 1 on the north side of the Broadway Bridge. You’ll see it as you’re heading west out of downtown towards the Redlands, and it couldn’t be more timely in light of Trump’s conviction yesterday on 34 criminal counts of business document fraud.

Since it’s a vinyl billboard and not a digital one, it will be visible 100% of the time and will even be lit up at night.

Yesterday Trump became the first former U.S. president in history to become a convicted felon.

Tina Peters taking advantage of delays in her trials to sell “Tina Peters-as-Hero” swag

Tina Peters “Patriot Whistleblower Truth Teller” dog hoodie

Tina Peters has wasted no time in taking advantage of the most recent delays in her criminal and civil trials to milk her status as a darling of the Trump Party and rake in more money. She has started broadening her appeal to the MAGA crowd by praising people convicted of participating in the deadly January 6 insurrection, lovingly referring to them as “our J6ers.” She condemns “the military-age men who are coming across our border with debit cards and buying $5,000 worth of new clothes” “and saying in no uncertain terms “… we need an authoritarian in office.”

While she repeatedly insists in her videos that she hasn’t profited from anything she’s done, Tina has also quickly rolled out a huge line of Tina Peters-as-Hero themed promotional gear for sale through her website, including T-shirts, sweatshirts, “Patriot-Whistleblower-Truth Teller Tina Peters” greeting cards (pack of 5 for $25), aluminum Tina Peters-themed vanity license plates with her website on it ($14.85), Tina Peters Sherpa Fleece Blankets ($70.40 – $97.70), “I stand with Tina Peters” scented candles ($38.10), dog hoodies ($37.35), backpacks and whiskey glasses,

FTC finalizes CARS Rule to combat Red Rock-style auto sales scams that have plagued customers

Last minute update: The FTC’s CARS Rule, which is the subject of this article and was intended to put a stop to shady dealerships’ worst abuses of customers, was scheduled to go into effect July 30, 2024, but was officially postponed (pdf) on January 18, 2024 as a result of lobbying by the Texas Automobile Dealers Association and the National Automobile Dealers Association, which oppose the rule.

————————

On December 12, 2023, the Federal Trade Commission (FTC) finalized the Combating Auto Retail Scams rule (CARS) to end the most common abuses that dealerships like Red Rock Auto in Grand Junction have long perpetrated on customers when selling cars. The CARS Rule was scheduled to go into effect on July 30, 2024. [See above last minute update].

Second Red Rock Auto financial manager charged with crimes against customers

Daily Sentinel headline, August 29

A second former Red Rock GMC financial manager has been charged with forgery, criminal impersonation and identity theft within the last month after posing as a customer on a phone call to the Canvas Credit Union to try to expedite a customer’s vehicle loan.

Matthew Morris acted as an accomplice to Tiffany Miller, the first Red Rock GMC financial manager charged with the same crimes in early August. Both Morris and Miller were fired from Red Rock, but in her arrest affidavit Miller pointed to Red Rock management as pressuring her to commit the crimes. In the same affidavit (pdf), Morris said that Red Rock GMC Sales Manager Tyson Chambers and General Manager Caleb Stillman both knew he and Miller were making the fake calls to

Tyson Chambers, General Manager of Red Rock GMC

the lender and that they “and essentially encouraged the behavior.” Morris added that “he was terminated [from his job] not for making the call, but for being caught.”

Red Rock promotes its reviews on TV, but wait…

Screen shot of a Red Rock TV ad

The Red Rock Auto Group, which owns five dealerships in Grand Junction, has been advertising heavily on local news with ads that tout what they say are their many positive reviews.

We’ve already seen evidence, however, that indicates  Red Rock manipulates online reviews by coercing its employees to write positive reviews (a violation Google policy) and by purchasing good reviews from customers by offering them perks like free gas and oil changes in exchange for positive online reviews.

But we shouldn’t forget the slew of gritty and honest negative reviews that show the real difficulty Red Rock has caused so many customers, and the responses or lack thereof to such reviews from “the owner.”

Background check: County Attorney Todd Starr

7/5/23 Sentinel article about Mesa County Attorney Todd Starr

7/5/23 Sentinel article about Mesa County Attorney Todd Starr’s fraudulent action to deceive a court Trustee

People in highly-paid, taxpayer-funded jobs who also are in positions to influence Mesa County actions and policies should be background checked, especially when they start doing potentially illegal things like helping the Mesa County Commissioners dismantle of the Board of Public Health for no real reason, and in apparent violation of county policies and state law.

Mesa County Attorney Todd M. Starr certainly meets that criteria. He makes a salary of $190,800/year, not including perks and benefits, and appears to have facilitated illegal acts by the Mesa County Commissioners against the Board of Public Health.

So I decided to background check him.

Violation of state law let Rowland seize control of Mesa County Public Health Department

Mesa County Commissioner Janet Rowland

Mesa County Commissioner Janet Rowland succeeded in imposing her political will on the Mesa County Public Health Department yesterday after appointing two final conservative members to the Mesa County Board of Public Health (BOH).

Health Department employees point out Rowland made all the new appointments to the Board of Health without consulting a single person at the Health Department.

“The fact that they keep appointing people to our Board that so clearly do not support the work that we do feels like a spit in the face every time,” one employee said.

Red Rock dealership customers still finding surprise additional charges and claimed forgeries on their documents

Think Trouble: Red Rock’s proprietary USB key-style thumb drive that they use to hand people their documents

Since Red Rock dealerships’ shady sales tactics were first exposed in this blog, people have been digging out documents from their vehicle purchases at Red Rock, examining them and continuing to discover expensive extras added to their contracts that they didn’t know about and signatures on them that people say are not theirs.

One of these people is Natasha Bury-Wilder, a hard-working single mother of three employed in home care, who says she got taken twice by Red Rock Nissan and ended up in a deep financial hole as a result.

Mesa County Commissioners violate County policy to appoint Janet Rowland to Board of Public Health

Last page of the intergovernmental agreement MCA 2012-079, laying out the relationship between Mesa County and the Board of Public Health (BOH). The appointment of Janet Rowland to the BOH was highly controversial at the time Commissioners made it, but the Commissioners skipped holding the required meeting with the BOH about it first.

The relationship between Mesa County and the Health Department is governed by the 2012 “Agreement, MCA 2012-079” (pdf), dated June 25, 2012.

The Agreement discusses financing, budgeting, purchasing and personnel policies, and it lays out the overall relationship between the two agencies.

Item #2 of the Agreement says a county commissioner may be appointed to the Board of Health, but Item #10 says:

“10. Points of controversy hereunder will be addressed by a meeting between the Mesa County Board of Health and the Board of County Commissioners.”

Janet Rowland

Janet Rowland was appointed to the Board of Health on April 25th.

It was a highly controversial appointment at the time.

Evidence indicates Red Rock dealerships bribed customers for positive manufacturer surveys

We’ve already seen the evidence showing Red Rock dealerships worked to slant reviews in their favor on public-facing consumer review sites like Google Reviews and Yelp. A different facet of this deceptive behavior is how the dealerships treat vehicle manufacturers’ customer satisfaction surveys.

Members of the public use Google, Yelp, Cars.com, DealerRater and other review sites to help them decide who to patronize, so stacking reviews on these sites misleads the public. But auto manufacturers have their own proprietary, internal customer satisfaction surveys that they use to determine how well or poorly customers are being treated at their dealerships, and where their dealerships need improvement.

Vehicle makers expect honest responses to these surveys so they can improve their customers’ experiences, so submitting falsified answers to the car companies’ customer satisfaction surveys defrauds the vehicle manufacturers.

Two former Red Rock employees report that “bribing” and “harassing” customers to leave positive manufacturer surveys was routine at these dealerships while they worked there.

One former Red Rock service employee wrote in a text,

Lauren Boebert’s eldest son, Tyler, causes serious accident; passenger accuses Rep. Boebert of covering it up, minimizing extent of his injuries

Rep. Lauren Boebert’s eldest son, Tyler, who impregnated his girlfriend at age 17. His mother praised the situation. The baby is due this month. Tyler caused a rollover car crash in his father’s 2021 Ford Expedition on 9/17/22 that left his passenger with serious injuries. (Photo: Instagram)

Westword, Newsweek, the U.K. Independent, Daily Mail and other news outlets are reporting that Colorado House Rep. Lauren Boebert’s eldest son, Tyler, caused a serious car crash on September 17, 2022 that gave his passenger life-changing injuries, and the injured passenger is saying since then Rep. Boebert has been covering up the incident and minimizing the severity of his injuries.

Tyler Boebert, 18, was driving his father’s black Ford Expedition SUV at 11:30 p.m. on a Saturday night on Garfield County Road 100, going to a party with a friend, Noble D’Amato, 19, when he failed to negotiate a curve and flipped the vehicle 180 degrees. It landed on its roof in Cattle Creek, leaving the driver and passenger upside down. D’Amato was taken to the hospital with concussions and a severely lacerated hand, an injury D’Amato says has kept him from being able to hold a torch for welding, and forced him to change vocations. He is now a personal caregiver. D’Amato says the injury will probably affect him for the rest of his life.

Red Rock gets over 15x the complaints of other major G.J. auto dealers, but only slaps on the wrist by the state Auto Industry Division

An open records request to the Colorado Department of Revenue Auto Industry Division (AID) seeking all complaints submitted about the major Grand Junction auto dealerships over the last two years showed no complaints were submitted against Western Slope Auto, which sells Ford, Lincoln & Toyota, no complaints were submitted against Ed Bozarth Chevrolet & Buick, no complaints were submitted against Grand Junction Chrysler-Dodge-Jeep-Ram, and no complaints were submitted against Jim Fuoco Motors or Fuoco Honda in 2021, before it was sold to Red Rock Auto Group in April of 2022, but within the last two years at least 15 complaints were submitted about Red Rock Auto Group’s stores. There were at least two more complaints beyond the 15 documented ones the Auto Industry Division sent that were submitted against Red Rock, but one of them was still undergoing investigation and they could not release information on it, and the other was dismissed after the complainant chose not to pursue it further. Another complaint against Red Rock was submitted to the Colorado State Attorney General, who is investigating it. This makes a total of 18 known complaints lodged against Red Rock Auto Group stores in Grand Junction in the last 2 years.

Criminal investigator who was investigating Red Rock quits & goes to work for Red Rock

Dale Sundeen (Photo: Auto News)

Dale Sundeen, the Colorado Department of Revenue Auto Industry Division’s criminal investigator who was investigating Grand Junction’s Red Rock dealerships, quit his job with the state and went to work for Red Rock Auto Group as their “Corporate Director of Compliance.”